America Saves Week

saving money

America Saves Week is February 24 – March 1, 2014 and The Highland Center would like to remind you about the ways you can save money and how the Center can help.  America Saves Week is a time to review your finances, decide what you want to save for, and set up a system that will allow you to save automatically. Even if you are already saving, it’s good to take a look at your goals and decide if you can save more or start a new savings goal. Join thousands of others who are pledging to pay down debt, save money, and take financial action during America Saves Week.

Do you need help figuring out what to save for? Here are the most popular saving goals of those who have pledged to save through America Saves:

  • Save for Emergencies – Only 37 percent of low-to-moderate income households have a savings or money market account at a bank or credit union and nearly a quarter of savers who have pledged to save have chosen “emergency savings” as their first wealth-building goal.
  • Save for Education – Saving for education is the second most popular goal savers select when they pledge to save with America Saves. There are many different things to factor in when saving and paying for college. Additionally The Highland Center has a program that can assist with saving for college, contact Sarah Collins for more information.
  • Pay Down Debt – Getting out of debt is the #3 goal Savers select when they pledge to save.
  • Save for a Home – For decades, home ownership has been the main path to wealth for most Americans. Today, home equity – the market value of a home minus the balance on any home loans – represents more than four-fifths of the typical family’s wealth.
  • Save for Retirement – Retirement savings is a top priority for many Savers. Saving for retirement now will ensure that you have enough money to maintain a comfortable standard of living when you stop or reduce the amount of hours you work.

Not sure how to save for your goals? Here are some saving strategies to help:

  • Save Automatically – The easiest and most effective way to save is automatically. You can set up automatic transfers from a checking to a savings account. This is how millions of Americans save at their bank or credit union.
  • Save at Tax Time – Do you spend weeks eagerly anticipating your tax refund? When the money finally comes in, is it gone tomorrow? Many people view tax refunds as unplanned bonuses. They see the money as a gift from the government, to use for splurges or treats. But a tax refund provides the opportunity to improve your financial situation. Try to put half of what you get into savings.
  • Meet with Staff at The Highland Center – Sarah Collins and Betty Mitchell have financial literacy training and manage the financial outreach and business counseling programs for the Center. Call Sarah to find out more about the Virginia Individual Development Account (VIDA) saving program and the micro-loan program; after qualifying for the VIDA program, for every dollar you save, up to $2,000, the program will match it with $2. Betty can help with the business counseling program.
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Wintertide Holiday Treasures Market and Open House at The Highland Center!

THC Logo 2

Wintertide Holiday Treasures Market and Open House

 at

The Highland Center

December 6 – 7 

Friday 12 – 6, Saturday 10-5 

 Holiday Treasures Market!

 Start the shopping season off with local gifts and crafts!

Scheduled Vendors: 

– Anna Lee Candles – Homemade candles and crafts

– Bruce Folks – Maple products, baked goods, fudges, cookies, candy

– Church Hill Produce (Saturday only) – USDA inspected beef and lamb, honey, spaghetti squash, frozen raspberries, rasberry jam 

– Diamond Triple C Ranch – Alpaca wool products

– Donnie Massie – Woodworking crafts

– Eddie and Rhonda Shinaberry – Evergreen wreaths, Christmas ornaments, crafts

– Especially for You – Earrings, jewelry, crafts

– Ginny Neil – Painted shirts and artwork

– Ginseng Mountain Store – Marinade

– Joseph DiGiugno – Home-made jewelry 

– Karen Botkin – Knitted items, Christmas crafts

– Lee Mitchell – Woodworking furniture and crafts

– Lorraine White – Pottery and baked goods

– Mountain Pastures – All natural lotion and lip balm

– Shenandoah Meadows Grain Co. – Homemade granola and baked goods 

Vendors and products subject to change 

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Virginia Individual Development Accounts at The Highland Center

Are you interested in starting or expanding a business or getting more education? The Highland Center is now offering a new program, Virginia Individual Development Accounts or VIDA, that can help you reach your goals. VIDA provides matching funds for individuals interested in saving money for education, small business start-up, or small business expansion to low income or low wage individuals and families. VIDA will match $2 for every $1 saved by the participant. Participants can save up to $2,000 in a two-year-period (that’s up to $4,000 in matching funds!). This program also provides financial savings and personal financial planning training. For more information and to begin your application and training, contact Sarah Collins at 540-468-1922 or email sarahcollins@htcnet.org.

VIDA Income Eligibility Chart
VIDA Income Eligibility Chart

VIDA is a state-wide program administered by the Virginia Department of Housing and Community Development and The Highland Center has partnered with the Staunton Creative Community Fund to act as a local Intermediary for VIDA.  

 

 

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Greenhouse Renovation

During the month of October, Local Foods Coordinator Jessa Fowler and Extension Technician Paxton Grant worked with students and community members to renovate the school greenhouse. They replaced the rotting foundation, replaced the plastic, rebuilt the framing and added new siding and a new door.

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New website Faces of Farmers launches!

good header

FACES OF FARMERS
Know who your food comes from
www.faces-of-farmers.org

What does eating local really mean? It means getting to know the PEOPLE who are working hard to provide your meats, produce, and value-added products. It means scheduling a visit to a farm to gain even more understanding about your dinner. It means knowing that your food does not just come from a farm, but from people. People who are not just farmers but fathers, daughters, moms and sons working as a family in a community of friends

Faces of Farmers is a project of The Highland Center created to help unite customers with producers in a whole new way. By telling our farmer’s stories, this website aims to help market farms in the Allegheny Highlands region and help customers learn more about their food.

Search by location or by product, find contact information for specific farms in the region, and learn where to find local food.

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Allegheny Mountain School Research Presentations

croppedFrom herbalism to small business planning, growing food isn’t the only thing that has kept Allegheny Mountain School fellows busy during their time on Bear Mountain. Please join the AMS Fellows at The Highland Center on Wednesday, October 23rd at 6:30 pm as they share their research projects with the community.

Presentation topics will include:

  • Mountain Fever Hot Sauce: A Zero Capital Venture Adventure, Ian Sawyer
  • A Year in Herbs, Emily Melvin
  • Lifelong Farmacy: A Guide to Natural Family Health, Mandy Henkler
  • Highland Food Heritage Stories, Susanna Byrd
  • Community Design: Visions for Monterey, Whitney Newton
  • Community Design: Mapping Highland’s Assets, Kate Hopkins
  • Learning Gardens: A Space to Cultivate Leadership, Roger Woo
  • Nutrition Education on Allegheny Mountain Radio, Paul Krysik
  • Aerated Compost Tea for the Garden and Pasture, Ben Samuelson

Light refreshments will be served. For more information, please e-mail kayla@alleghenymountainschool.org, or contact the Allegheny Mountain School at (540) 468-2300.

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Highland Farmers’ Market – Customer Appreciation Day!

  

 

Customer Appreciation day!

September 27th, 3:30 – 6:00

The Highland Center Pavilion

 

 Thanks to all our wonderful customers who have once again made 2013 a year for the record books! Stop by for the final week of the regular season and shop the finest in local produce, meat, baked goods, flowers and more always offered at the market!

Free ice cream while supplies last!

 

– Church Hill Produce –  USDA inspected beef and lamb, red tomatoes, broccoli, cauliflower, cabbage, onions, green beans, peppers (bell, sweet & hot), raspberries, watermelons, eggplant, blackberries, butternut squash, red and white potatoes, brussels sprouts

Healing Farm – USDA inspected beef

Highland Humane Society – Painted note cards and t-shirts  

Mountain Pastures – All natural lotion and lip balm

Mountain Springs Farm – USDA inspected pork cuts and sausage, eggs, beets, onions, swiss chard, lettuce, herbs

Riven Rock Farm – USDA inspected beef and lamb, honey, eggs

Southern Meadows Grain Co. – Homemade granola and baked goods

Sweet Rose Farm – Certified organic berries and produce 

Sarahcycled – All natural soaps and lotion bars

Thrive Farm – Plants, flowers, mums, celery, peppers, tomatoes, green onions 

Va Trout Co – Allegheny mountain trout fillets

Vendors and products subject to change

 

Next Market – Hands and Harvest Market – October 11 – 13!   

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Community Potluck – Sharing Knowledge/Sharing Land – 10/6 at The Highland Center

Community Potluck

Sharing Knowledge/Sharing Land

 

    

The Highland Center

Sunday, October 6

5:30pm

  

 

Do you have farming and food knowledge that you would like to share with a new generation? Do you have land that could be used by a beginning farmer? Would you like help from a young, aspiring farmer?

 

Come and discuss the future of farming in Highland County.  Please bring a covered dish and try to include a product from Highland County.

For more information and to RSVP, please contact Sarah Collins at

540-468-1922 or sarahcollins@htcnet.org

 

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